🧮 Calculate Budget
📈

Net Income

$0

/ month
💸

Total Expenses

$0

/ month
🎯

Surplus / Leftover

$0

/ month
📊

Savings Rate

0%

Target: 20%
0 / 100

Financial Health Score

Enter your numbers to see your score

Your score blends your savings rate, housing cost, debt load and emergency-fund coverage into one number.

⚖️ The 50/30/20 Rule

Needs ≤ 50% · Wants ≤ 30% · Savings ≥ 20% of net income

Income Sources

Expense Breakdown

Cash Flow

Savings Projection (with growth)